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Learn the seven little-known rules of credit - and turn
 even poor credit into great credit and into an opportunity
 to SAVE hundreds of dollars every single month!


Even if you've been denied credit before - or think your credit is beyond repair - you can still raise your score to 720, the magic number that qualifies you for the best rates and loans, helping you to save hundreds of dollars every month in interest payments!


For instance, did you know you could save $589 a month on a $300,000 home loan if you have a 720 credit score instead of a lower score?
That adds up to $212,040 over 30 years!


On the other hand, did you know you could be a high-income earner, paying bills on time, without ever having a collection … and still have a low or average credit score that's costing you hundreds of dollars each month?


It happens all the time. Why? Because we are being judged every day by a set of rules most people never learn. That's why, in 7 Steps to a 720TM Credit Score, credit and personal finance expert Philip X. Tirone will teach you the seven steps for playing the credit game so you will establish great credit - in as little as three months! For example, you'll learn:

  • A dirty little trick that credit card companies use to lower your credit score to keep their competitors away from you; learn if you're a victim of this, including
    how to fix it.
  • Which errors on a credit report are a waste of time to fix and which are a high priority (helping you to raise your score by 5, 10, 15, 20 points at a time).
  • How to build credit (if you have none) and rebuild credit if you've gone through a divorce, bankruptcy, or other major delinquency.
  • Why you should NOT become a cash-only citizen; at the same time, learn how to keep credit active without putting yourself into debt.
  • How paying collections can HURT your credit score.
  • How to prepare for a loan by improving your credit score.
  • How to maintain a high credit score for the rest of your life!

With a 720 score, lenders will compete for your business, giving you lower interest rates, insurance premiums, and more - helping you to save tons of money. Money that you can use toward a new car, vacation home or boat, your children's or grandchildren's college fund, retiring early, or anything else you desire. Just think: You won't have to change your job or increase your income to gain all of this; all you have to do is change your credit score … in seven simple steps!

Order 7 Steps to a 720 Credit Score® - Select your version

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CDs – 6 Compact Discs/Workbook (24730CD)

Retail price: $99.95 ($US)

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Purchase the Full Download Version

MP3

MP3 Download – 6 Sessions in MP3 format (24730DP)
Retail price: $85.95 ($US)

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Purchase Separate Download Sessions

MP3 Download – Session 1 – Learning the Rules of the Credit Game
Retail price: $14.99 ($US)

MP3 Download – Session 2 – 7 Steps to 720: Steps 1-4
Retail price: $14.99 ($US)

MP3 Download – Session 3 – 7 Steps to 720: Steps 5 and 6
Retail price: $14.99 ($US)

MP3 Download – Session 4 – 7 Steps to 720: Step 7
Retail price: $14.99 ($US)

MP3 Download – Session 5 – How to Rebuild Your Credit
Retail price: $14.99 ($US)

MP3 Download – Session 6 – Reviewing the 7 Steps to 720
Retail price: $14.99 ($US)

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Need help with your order? Have a question?

Call 1.800.557.1660 or send an email.

M-F 8AM to 7PM and Sat 10AM to 4PM Central time.

Testimonials about 7 Steps to a 720 Credit Score®

"I purchased the program due to the devastating financial impact of a divorce. By following the advice in the program I was able in three months to raise my score from 560 to 740. It has made it easier for me to give my daughter the education and medical care she deserves. I believe this program could benefit any honest person who is prepared to take action on the advice it contains. "
- David Jones
"Yes, the best info I have every had, even retired folks like us are using the methods and we have saved money on Insurance.......thank you Philip!"
- Marsha Barnes
"There are few things that have as much impact on your financial success as "good" credit, but what is good credit and how do you get it? This program shows you the factors that influence your credit score, and even more importantly, how to get a 720! You could save thousands of dollars a year by following just a few of the tips clearly outlined in the program.

Bottom line, become a Jedi Master of your credit score by listening to these CDs."
- Robert Pagliarini
"I got the workbook and it was easy to follow. It had really good info and easy forms to fill out. I was able to raise my FICO score rather quickly, I'm up about 60 points since January, so it's only been like 3 months... which will help out a lot because we're looking to buy a house. We should be able to get an "A" loan now instead of a "A-" or "B" loan. There wasn't anything that blew me away about the package, but the results have been solid so I can't complain."
- Anthony Sanelli
"From the perspective of a Certified Financial Planner, I can attest to value Phil provides and the outstanding results this product delivers. It's a great investment!"
- Curtis R. Estes
"This book helped me out a lot. I had no idea how to repair my credit until now and the steps are really easy to follow. The book is a little bit dry to read but its easy enough to get through ina couple hours. In my case it was worth it because I was able to refinance my ... took about 6 months to get it done."
- Anthony Sanelli
"I have learned so much from the info in Phil's seminars and these cds. Phil presents things in such a no-nonsense, easy to understand, and organized format that he's actually great to listen to - and the information is literally life changing! Imagine saving $500/month on your home loan - that's like a new car payment!"
- Andy Petranek
"Phil's course has saved me thousands of dollars! It has really changed my life."
- Scott
"This is a must have for any serious home owner or buyer...It will save you MONEY on your next purchase! I was so impressed with all the information the book offers in very easy simple steps that anyone can learn to follow."
- Sara
"Being one of the top Realtors in Los Angeles I found "7 Steps to a 720 Credit Score" awesome. There were so many great ideas that will help my clients. I have recommended it to all my clients as it not only can help people with poor credit but everyone who wants their credit to be the best it can be."
- Anthony Marguleas
"I already have good credit but after listening to the 7 steps I have figured out ways to keep my credit in order and know what pitfalls to watch out for! YOU NEED THIS INFO!"
- Michael Matzdorff
"I have been working through the 7 steps and am finally making the headway I desperately needed. No other credit programs has actually spelled out how it works and then tells you what to do. I am on the road to buying my first house. Thanks for giving me the 7 steps.

Cheers
B Green
Los Angeles"
- B Green

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