Transforming Debt into Wealth

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Transforming Debt into Wealth

Author: John Cummuta

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Regular Price: $269.95

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7 Audio CDs, Workbook on CD

Get completely out of debt (including your home mortgage), and start building real wealth, in five to seven years - with the money you already make! In Transform Debt into Wealth, you'll also learn simple, no-hassle strategies for investing your money for long-term growth. And without debt dragging you down, you'll be amazed at how quickly you can amass a fortune!

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Get completely out of debt (including your home mortgage), and start building real wealth, in five to seven years - with the money you already make!


Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years – and begin rapid wealth-building – without sacrificing the things that matter most to you!

This is as close to a financial chain reaction as you'll ever find. You'll be amazed how quickly your debts melt away, and how rapidly your net worth climbs! In this program, you'll learn how to prioritize and pay off every penny of your debt in the shortest possible time. You'll discover how to operate 100% on cash ... even in emergencies... so you'll NEVER need to use credit again.

Transforming Debt into Wealth will teach you how to focus every dollar you're currently using on debt payments toward building your wealth. And best of all, it will show you how to do all of this with the money you already make!

In addition to getting and staying out of debt, Transforming Debt into Wealth will show you how to attain REAL financial freedom. You'll also learn simple, no-hassle strategies for investing your money for long-term growth. And without debt dragging you down, you'll be amazed at how quickly you can amass a fortune!

Believe it or not, after their debts have been paid off, most people can retire in about 5 to 7 years – and they can achieve this using the money they are already bringing home! Far from being a lottery or a "get rich quick" scheme, this is a rock-solid plan – a plan that will absolutely work for you – a plan that will take you from debt to wealth.

Listen toTransforming Debt into Wealth today and get on the path to REAL financial independence.

In Transforming Debt into Wealth, you'll learn:

  • How and why you've been misled and taken advantage of all your life by a system designed to keep you in a prison of debt.

  • How to stop car dealers from picking your pockets.

  • Why mortgage interest deductibility is the "Tax Shelter" lie.

  • How to calculate exactly when you'll be completely out of debt and when you'll be able to retire.

  • Specific ways to cut daily shopping expenses without sacrificing the things you want most.

  • A simple, low-risk/high-return strategy for "stress-free" wealth building.

  • How to retire early, with your investments providing all the income you need.

  • How to redefine the "American Dream" to fit your personal vision of success and happiness.

  • And more!


Additional Information

NC Product ID 22081CD-M
UPC 081754220814
Contents 7 Audio CDs, Workbook on CD
Format CDs

Customer Reviews

4 Item(s)

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I own my debt now, it does not own me. Review by Benjamin W.
How would you rate this product?
My eyes were opened to the scam of the fab-four that are robbing people of their wealth everyday. I was that college kid who was unemployed and dirt poor, but somehow able to get thousands of dollars in credit cards. I jumped into the trap with both feet and before long I was drowning in Debt. After college I didn't get my six figure dream job and ended up as a security guard at a hospital, and yes, still drowning in debt. I finally had to declare bankruptcy and start over. Here's the problem, you never really start over. My bankruptcy never came with real information or guidance on how to stop living off credit and start building real wealth from a cash based lifestyle. Within a year I became a Police Officer, and began another trip down the all too familiar debt road. I was making a little over 300 dollars a week, and building debt as fast as I could. Living from paycheck to paycheck, barley getting by. Finally I reached a breaking point, while I spent my time protecting others lives and property, I was ignoring my own financial welfare. John Cummuta came to my rescue. A month after starting his program I paid off my first credit card. Three months into the program I have paid off two debts, and in less than 24 months I will be debt free, owning my car and everything in my life. At this point I plan to use John's system to buy my first home, and pay it off quickly. I used to dread going to the mail box for fear of the bills that were inside. Now I find myself looking forward to the coming bills knowing that I own my debt now, it does not own me. My advice to potential customers is to BUY BUY BUY John Cummuta's TWID program, it will change your life.
(Posted on 8/19/2015)
IF YOU DON'T THINK YOU NEED THIS PROGRAM, THEN YOU NEED IT MOST OF ALL. Review by Stephen G. Slater
How would you rate this product?
Look, this isn't going to take a 1000 words and here's why. The fact is, prior to taking the course my wife and we did not have a mountain of credit card debt. Maybe six grand spread out over four or five cards, typically paid down to zero every five or six months. For the most part we already dealt in cash or we didn't buy. We already owned our own older two cars and were dead set against buying new or spending more to upgrade. We were, and are making a little over a hundred thousand a year in wages. Doesn't sound too bad right? Kind of like we were being fairly responsible, right? Wrong. Wrong. Wrong. We had no savings. We owned two mortgages. We had a home equity loan from a remodel. And we were making the following huge mistakes:  We smoked, don't laugh, this is a very expensive. A pack and a half each equals 500 bucks a month. Money was leaking through our hand at the rate of 1700 bucks a month on virtually nothing NOT including the smoking. Another 500 dollars was just going out the window in the smallest little ways, so tiny I won't even list them. Anyway, the program identified the issues, we dealt with them (including the smoking) and you absolutely can't believe the difference in our lives. IF YOU DON'T THINK YOU NEED THIS PROGRAM, THEN YOU NEED IT MOST OF ALL. HOW IN THE HECK WE EVER THOUGHT WE WERE BEING RESPONSIBLE IS WAY, WAY BEYOND ME. (Posted on 8/19/2015)
glad I listened to it Review by Damien P.
How would you rate this product?
This is the first time I have been exposed to any of John Cummuta's material and I am really glad I have had a chance to listen to it. John details exactly how he emerged from a colossal mountain of personal debt that kept him teetering on the edge of bankruptcy, to a debt-free lifestyle full of abundant prosperity and freedom. (Posted on 8/19/2015)
really changed my life Review by Norman Thomas
How would you rate this product?
I just wanted to let you know how much this program has changed my life. My wife and I have been married for five years and we have two small children. We are 32 years old and we have just paid off both of our cars and all credit card and student loan debt in one year. We just purchased our dream home and we look forward to paying that off in the next 5-7 years. This program really works and I would love to share my testimony with others. (Posted on 6/2/2015)

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